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	<title>Comments for Holden Associates - Accountants &#038; Business Advisers Blog</title>
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	<link>http://holdenassociates.co.uk/blog</link>
	<description>Holden Associates, Accountants &#038; Business Advisers - Partnering Business</description>
	<lastBuildDate>Wed, 14 Dec 2011 23:51:06 +0000</lastBuildDate>
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		<title>Comment on More accounting software &#8230; by Sam Harper</title>
		<link>http://holdenassociates.co.uk/blog/more-accounting-software/comment-page-1/#comment-2578</link>
		<dc:creator>Sam Harper</dc:creator>
		<pubDate>Wed, 14 Dec 2011 23:51:06 +0000</pubDate>
		<guid isPermaLink="false">http://holdenassociates.co.uk/blog/2007/11/22/more-accounting-software/#comment-2578</guid>
		<description>Hi There Holdenassociates,
This might be off topic, however, I possibly will be slightly off theme but a specific thing I have  recognized right now with a multitude of families doing it rough is that they dont have a lot of time spare to commit in doing their accounts.  Alternatively they would rather be doing some work or applying that time to chase down even more work. The common experience of everyone right now is that what is necessary is a totally different method to accounting, a even more simplified way of dong the accounts with no need of all the needless runaround that is typical of conventional bookkeeping... in any case thats my observation.
Cheerio</description>
		<content:encoded><![CDATA[<p>Hi There Holdenassociates,<br />
This might be off topic, however, I possibly will be slightly off theme but a specific thing I have  recognized right now with a multitude of families doing it rough is that they dont have a lot of time spare to commit in doing their accounts.  Alternatively they would rather be doing some work or applying that time to chase down even more work. The common experience of everyone right now is that what is necessary is a totally different method to accounting, a even more simplified way of dong the accounts with no need of all the needless runaround that is typical of conventional bookkeeping&#8230; in any case thats my observation.<br />
Cheerio</p>
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		<title>Comment on ADVANTAGES OF A SMALL BUSINESS LOAN by Leni</title>
		<link>http://holdenassociates.co.uk/blog/advantages-of-a-small-business-loan/comment-page-1/#comment-2523</link>
		<dc:creator>Leni</dc:creator>
		<pubDate>Sat, 10 Sep 2011 17:14:35 +0000</pubDate>
		<guid isPermaLink="false">http://holdenassociates.co.uk/blog/2011/04/28/advantages-of-a-small-business-loan/#comment-2523</guid>
		<description>Actually obtaining a small bsiness loan is more difficult than it would at first appear. Most banks have a credit committee, for loans above certain threshold amounts. I found some great tips - 9 of them, at http://www.smallbusinessfinancetips.com/small-business-loans.html Alos, don&#039;t forget that most lenders want to know about collateral, character, capital, conditions, and cash flow - also known as the 5C&#039;s of credit.</description>
		<content:encoded><![CDATA[<p>Actually obtaining a small bsiness loan is more difficult than it would at first appear. Most banks have a credit committee, for loans above certain threshold amounts. I found some great tips &#8211; 9 of them, at <a href="http://www.smallbusinessfinancetips.com/small-business-loans.html" rel="nofollow">http://www.smallbusinessfinancetips.com/small-business-loans.html</a> Alos, don&#8217;t forget that most lenders want to know about collateral, character, capital, conditions, and cash flow &#8211; also known as the 5C&#8217;s of credit.</p>
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		<title>Comment on The British Enterprise Bank by Paul Dixon</title>
		<link>http://holdenassociates.co.uk/blog/the-british-enterprise-bank/comment-page-1/#comment-2432</link>
		<dc:creator>Paul Dixon</dc:creator>
		<pubDate>Tue, 10 May 2011 09:36:58 +0000</pubDate>
		<guid isPermaLink="false">http://holdenassociates.co.uk/blog/2010/10/08/the-british-enterprise-bank/#comment-2432</guid>
		<description>The British Enterprise Bank (BEB), business venture with the intent to only lend to small and medium-sized firms is truly a remarkable financial path of progression for small and medium-sized firms.  I could possibly see my personal banking and business banking both switching to BEB in support and belief of the cause.  Moving onwards and upward.</description>
		<content:encoded><![CDATA[<p>The British Enterprise Bank (BEB), business venture with the intent to only lend to small and medium-sized firms is truly a remarkable financial path of progression for small and medium-sized firms.  I could possibly see my personal banking and business banking both switching to BEB in support and belief of the cause.  Moving onwards and upward.</p>
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		<title>Comment on STARTING A HOME BASED BUSINESS by TaxTeddy</title>
		<link>http://holdenassociates.co.uk/blog/starting-a-home-based-business/comment-page-1/#comment-2402</link>
		<dc:creator>TaxTeddy</dc:creator>
		<pubDate>Mon, 21 Mar 2011 17:44:02 +0000</pubDate>
		<guid isPermaLink="false">http://holdenassociates.co.uk/blog/2011/03/21/starting-a-home-based-business/#comment-2402</guid>
		<description>Good, common sense advice.

Starting any business you need to take soundings - your market, the way you will operate, costs - the list just goes on. A good accountant will help you to focus on all of this and save an awful lot of time and probably money too.</description>
		<content:encoded><![CDATA[<p>Good, common sense advice.</p>
<p>Starting any business you need to take soundings &#8211; your market, the way you will operate, costs &#8211; the list just goes on. A good accountant will help you to focus on all of this and save an awful lot of time and probably money too.</p>
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		<title>Comment on ARE YOU RUNNING A BUSINESS OR DOING A HOBBY? by Betty</title>
		<link>http://holdenassociates.co.uk/blog/are-you-running-a-business-or-doing-a-hobby/comment-page-1/#comment-2401</link>
		<dc:creator>Betty</dc:creator>
		<pubDate>Sat, 19 Mar 2011 01:29:20 +0000</pubDate>
		<guid isPermaLink="false">http://holdenassociates.co.uk/blog/2011/03/16/are-you-running-a-business-or-doing-a-hobby/#comment-2401</guid>
		<description>Excellent article.  I completely agree with you...some businesses are just hobbies and started because it was fun at the time.  Thus the astounding statistic you mention above, 95% small business failure rate.  One way to turn this failure rate around is to contract with an outside consultant that can focus on business building strategies, best of class performance improvement systems and teambuilding. Kathleen Ranahan is one that was recommended to me. </description>
		<content:encoded><![CDATA[<p>Excellent article.  I completely agree with you&#8230;some businesses are just hobbies and started because it was fun at the time.  Thus the astounding statistic you mention above, 95% small business failure rate.  One way to turn this failure rate around is to contract with an outside consultant that can focus on business building strategies, best of class performance improvement systems and teambuilding. Kathleen Ranahan is one that was recommended to me.</p>
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		<title>Comment on WHAT RESEARCH &amp; DEVELOPMENT TAX RELIEFS ARE AVAILABLE TO SMALL BUSINESSES? by Bridgend Accountants</title>
		<link>http://holdenassociates.co.uk/blog/what-research-development-tax-reliefs-are-available-to-small-businesses/comment-page-1/#comment-2367</link>
		<dc:creator>Bridgend Accountants</dc:creator>
		<pubDate>Tue, 28 Dec 2010 20:17:07 +0000</pubDate>
		<guid isPermaLink="false">http://holdenassociates.co.uk/blog/2010/12/22/what-research-development-tax-reliefs-are-available-to-small-businesses/#comment-2367</guid>
		<description>Great article, many small businesses do not claim R &amp; D tax credits as their accountants are unaware of them.</description>
		<content:encoded><![CDATA[<p>Great article, many small businesses do not claim R &amp; D tax credits as their accountants are unaware of them.</p>
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		<title>Comment on Four reasons why small business owners may feel that they do not need tax advice by Jason Holden</title>
		<link>http://holdenassociates.co.uk/blog/four-reasons-why-small-business-owners-may-feel-that-they-do-not-need-tax-advice/comment-page-1/#comment-2309</link>
		<dc:creator>Jason Holden</dc:creator>
		<pubDate>Mon, 08 Nov 2010 19:48:45 +0000</pubDate>
		<guid isPermaLink="false">http://holdenassociates.co.uk/blog/2010/11/02/four-reasons-why-small-business-owners-may-feel-that-they-do-not-need-tax-advice/#comment-2309</guid>
		<description>I couldn&#039;t agree more Jack, using a Professionally Qualified Tax Adviser is a must, that is why ALL out tax planning is carried out by Chartered Tax Advisers.</description>
		<content:encoded><![CDATA[<p>I couldn&#8217;t agree more Jack, using a Professionally Qualified Tax Adviser is a must, that is why ALL out tax planning is carried out by Chartered Tax Advisers.</p>
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		<title>Comment on Four reasons why small business owners may feel that they do not need tax advice by Jack</title>
		<link>http://holdenassociates.co.uk/blog/four-reasons-why-small-business-owners-may-feel-that-they-do-not-need-tax-advice/comment-page-1/#comment-2308</link>
		<dc:creator>Jack</dc:creator>
		<pubDate>Mon, 08 Nov 2010 10:16:00 +0000</pubDate>
		<guid isPermaLink="false">http://holdenassociates.co.uk/blog/2010/11/02/four-reasons-why-small-business-owners-may-feel-that-they-do-not-need-tax-advice/#comment-2308</guid>
		<description>While it is a good idea to ask friends or family members who run a business to recommend a tax adviser, avoid using someone simply because they are a family member or friend and will provide you with free, or very cheap, tax advice.  You may not get the best advice, and if you have a problem with your taxes later, it may affect your personal relationship.</description>
		<content:encoded><![CDATA[<p>While it is a good idea to ask friends or family members who run a business to recommend a tax adviser, avoid using someone simply because they are a family member or friend and will provide you with free, or very cheap, tax advice.  You may not get the best advice, and if you have a problem with your taxes later, it may affect your personal relationship.</p>
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		<title>Comment on Tax watch by Accountants &#8211; Holden Associates Blog is 3 today &#124; Holden Associates - Accountants &#38; Business Advisers Blog</title>
		<link>http://holdenassociates.co.uk/blog/tax-watch/comment-page-1/#comment-2275</link>
		<dc:creator>Accountants &#8211; Holden Associates Blog is 3 today &#124; Holden Associates - Accountants &#38; Business Advisers Blog</dc:creator>
		<pubDate>Mon, 25 Oct 2010 08:05:17 +0000</pubDate>
		<guid isPermaLink="false">http://holdenassociates.co.uk/blog/2007/10/25/tax-watch/#comment-2275</guid>
		<description>[...] in this time, it started off as a more factual blog with our first posting being entitled ‘tax watch’, more recently we have moved towards a more informative [...]</description>
		<content:encoded><![CDATA[<p>[...] in this time, it started off as a more factual blog with our first posting being entitled ‘tax watch’, more recently we have moved towards a more informative [...]</p>
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		<title>Comment on PREPARING TO WIN &#8211; IMPROVING YOUR MANAGEMENT &amp; LEADERSHIP SKILLS by Jason Holden</title>
		<link>http://holdenassociates.co.uk/blog/preparing-to-win-improving-your-management-leadership-skills/comment-page-1/#comment-2268</link>
		<dc:creator>Jason Holden</dc:creator>
		<pubDate>Sat, 16 Oct 2010 10:59:47 +0000</pubDate>
		<guid isPermaLink="false">http://holdenassociates.co.uk/blog/2009/12/18/preparing-to-win-improving-your-management-leadership-skills/#comment-2268</guid>
		<description>Thanks for the contribution Michael, you list some very good traits.</description>
		<content:encoded><![CDATA[<p>Thanks for the contribution Michael, you list some very good traits.</p>
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