Business Funding

Holden Associates have partnered with Capitalise to make it easier for our business clients to access funding.

Before 2010 most of our clients, in fact, most owner managed business owners would approach the big four high street banks for funding, but since 2010 we have all seen the number of branch closures, according to Which there have been 2,868 branch closures between 2015 and the end of 2018, kind of depressing really…

The Solution

Thankfully Capitalise have changed all that, you no longer need the bank manager, if you can find one, nor do you need the big four high street banks, again if you can find a branch that’s open, no, now all you need the right accountant who has seen a better way.

Capitalise created a platform where we can help businesses find, compare and select the right lender in less than 3 minutes.  Not only will we find lenders who specialise in your industry but we will also find lenders most likely to give you an offer.

Capitalise has established a marketplace where lenders, SMEs and their advisors can join forces in comparing and executing loans.  Here’s how it works:

  1. Answer a few questions
  2. View list of suitable lenders
  3. Select preferred lenders

Practical Products

Some of the products Capitalise offer include:

  • Asset Finance: Fund any asset, from telephones to forklift trucks, through asset finance.
  • Invoice finance:  If you invoice other businesses, use your invoices to get funding
  • Merchant Cash Advance:  Use your credit card transactions to get funding
  • Trade finance:  Pay for goods based on an order using trade finance
  • Working capital:  Get a working capital loan to finance every day operations
  • Property finance: Get access to bridging loans, development and commercial finance

Capitalise works with more than 100 institutional lenders, including high street banks and alternative, independent and fintech lenders.

Funding success requires more than just completing an application. You’ll need to provide information that is easily understood and attractive to lenders. We can support you in all stages of the funding process and position your company in the best possible light for securing finance.

Call Us: 01704 320560

Intuitive Funding Solutions For You

Our Core Values

It is hard to convey who we are on a website, after all you haven’t met us, you don’t know us, so, we all sat down and between us came up with what we consider to be our core values, the values that underpin our business and our approach, it goes without saying we are professionally qualified and technically capable, so what are our core values.


Our advisors and their skills aren’t just tried and tested; they’re trusted too. We’re technically competent, experienced and completely confidential when working with our clients.


We’re not about the corporate feel. We’re a warm, friendly, approachable team who pride ourselves on communicating in layman’s terms – no silly bamboozle, just simple business.


Our analytical skills are second to none; we certainly don’t take things at face value and in our industry, a keen eye for analysis can be the difference between standard assistance and excellent services.


Contrary to popular belief, accountants are humans too! We’re wholly empathetic and can relate to a variety of life and business experiences to provide an excellent, trusted service.


Our door is always open. There’s no question too complicated, and no job too big or small. We want our customers to feel totally comfortable when seeking help and guidance, and they do.

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